A virtual-currency loan dispute in Guangdong has been included in the province’s 2025 top 10 commercial and financial cases. The court found that a repayment clause requiring the higher applicable price effectively allowed the lender to benefit from virtual-currency price fluctuations, making the clause invalid. Because the virtual currency could not be returned, Guangzhou Intermediate People’s Court ordered the borrower to compensate the lender based on the original acquisition cost of 199,600 yuan for one unit.