South Korea's banking and legal sectors are rapidly expanding inheritance-related services as family disputes over estates increase. Kookmin, Shinhan, Hana, Woori, and NongHyup, the five major commercial banks, have launched or are preparing more than 10 new trust products this year. Trusts, managed arrangements for holding and administering assets, include dementia-care products that allow designated administrators to manage finances and disclose spending records, senior-residence deposit transfers, and milestone-based gifts from grandparents to grandchildren. Law firms are also offering integrated inheritance, gift, tax, family-business succession, and dispute-prevention advice. Separately, deposit rates are rising as household lending slows: Woori Bank's one-year preferred time deposit now pays 3.6% annually, the highest among major commercial banks. Combined household loans at the five banks fell to 780.9677 trillion won, or approximately $581.8 billion, as of the 10th, the first decline in six months. Higher benchmark funding costs, including a five-year bank bond yield of 4.578% on the 11th and July's new-loan COFIX (bank funding-cost index) of 3.18%, are contributing to higher lending rates and could put further upward pressure on variable-rate borrowing.