Binance will update cross-margin loan transfer collateral ratios, Unified Account collateral ratios and leverage, and tiered collateral ratios for Unified Account Pro on Oct. 2, 2026, at 06:00 UTC. The changes will affect multiple assets, including ACH, AGLD and ALICE, and are expected to be completed within 30 minutes. Cross-margin refers to using a shared margin balance across positions, while collateral ratios determine the borrowing capacity supported by pledged assets.