Senate Democrats Question FHFA's Crypto Mortgage Consideration Plan

A coalition of Senate Democrats raises concerns over the FHFA's directive allowing unconverted crypto in mortgage assessments, citing potential risks to financial stability.

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要約

A coalition of Senate Democrats, including Jeff Merkley and Elizabeth Warren, has voiced concerns to FHFA Director William Pulte regarding the agency's order to consider unconverted cryptocurrency in mortgage underwriting. They warn that this could pose risks to consumers and the stability of the housing market, urging a detailed explanation by August 7. The senators highlighted crypto's volatility and potential scams as significant concerns, while proponents argue it supports mainstream crypto adoption.

用語解説
  • FHFA: The Federal Housing Finance Agency, responsible for overseeing Fannie Mae and Freddie Mac, particularly following the 2008 financial crisis.
  • Fannie Mae: The Federal National Mortgage Association, a government-sponsored enterprise that provides liquidity to the mortgage market.
  • Freddie Mac: The Federal Home Loan Mortgage Corporation, another government-sponsored enterprise that supports the mortgage market by purchasing loans.