Ripple is supporting an RLUSD credit fund as it seeks to expand RLUSD, a stablecoin (cryptocurrency designed to track a fiat currency), into institutional finance and credit-market infrastructure. RLUSD is pegged to the U.S. dollar and fully backed by cash and equivalents. XRP rose about 25.7% over the past week to approximately $1.27, coinciding with the announcement and renewed market interest in Ripple’s strategy. Prediction-market pricing puts the probability of XRP reaching a new all-time high by December 31, 2026, at 5.6%. Investors will watch for sustained momentum, an XRP ETF or major payments and lending partnerships, while high interest rates and legal challenges from the SEC (U.S. securities regulator) remain potential risks.