FSA changes moneylending rules to record expanded nationality details

  • FSA promulgated and enforced amended moneylending regulations on Aug. 31, 2026.
  • Seven comments were received during the July 10-Aug. 10, 2026 public consultation.
  • The amendment follows family registry rules enforced on May 26, 2025.

Japan's Financial Services Agency (FSA), the country's financial regulator, has promulgated and enforced an amendment to the Ordinance for Enforcement of the Moneylending Business Act on Aug. 31, 2026. The change requires the registry for moneylending business chief officers who are not Japanese nationals to record nationality details that include certain regions where applicable. It follows the May 26, 2025 enforcement of an amendment to the Ordinance for Enforcement of the Family Registration Act, which allows people whose national law is that of a specific region to include that region in notifications and family registers. The FSA sought public comments on the draft ordinance from July 10 through Aug. 10, 2026, receiving seven submissions. The agency's response and comment summary are provided in Appendix 1, while the detailed amendment appears in Appendix 2. Comments unrelated directly to the matter will be considered as reference for future financial administration.

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