The U.S. Senate on Sept. 16 failed to advance the CLARITY Act, H.R. 3633, after a procedural vote ended 49-50, below the 60-vote threshold needed to open debate. No Democrat supported the motion. Four Republicans—Susan Collins of Maine, Josh Hawley of Missouri, Jerry Moran of Kansas and Thom Tillis of North Carolina—voted against it, while the remaining Republican senators voted in favor. Their opposition reflected different considerations rather than a single anti-Trump position. Hawley and Moran focused on the potential effect of stablecoin rewards (incentives paid to holders of dollar-linked crypto tokens) on community-bank deposits, agricultural lending and small-town banks. Collins maintained her long-standing independent Republican posture and emphasis on state interests. Tillis said his vote was primarily procedural, preserving the ability to seek reconsideration if the bill is amended or Democrats later reach an agreement. The vote exposed the coalition’s internal tensions while leaving the legislation’s future open, with Tillis saying the White House had already done substantial work and that the vote was not the end of the process.