Ripple CEO Brad Garlinghouse said the failed Senate vote on the CLARITY Act does not end efforts to establish clearer U.S. crypto rules. The Senate rejected cloture on the motion to proceed to H.R. 3633, the Digital Asset Market Clarity Act, in a 49-50 vote on Sept. 15. Garlinghouse said the SEC (U.S. securities regulator) under Chair Atkins and the CFTC (U.S. derivatives regulator) under Chair Selig would continue developing rules, with Ripple remaining engaged in the process. He blamed Democrats for elevating politics over policy and called for a post-mortem. Garlinghouse also said Ripple’s demand from traditional finance and the digital asset ecosystem, customers, global footprint and momentum remained intact. The company is pursuing broader institutional use of Ripple USD (RLUSD), a stablecoin, and has highlighted a proposed XRPL lending protocol for institutional onchain credit.