Mastercard、Ripple和Gemini在XRPL上测试卡交易结算

Mastercard、Ripple和Gemini在XRPL上测试卡交易结算

Mastercard、Gemini、Ripple和WebBank正在XRP账本上试点RLUSD稳定币结算,这标志着美国受监管银行首次在传统卡支付结算中使用稳定币。

XRP
RLUSD

事实核查
The assessment is based on exceptionally strong and consistent evidence. The primary source, a press release from Ripple, explicitly and authoritatively confirms the partnership with Mastercard and Gemini. It directly states that the collaboration is for a pilot program to test the settlement of fiat card transactions on the XRP Ledger using Ripple's stablecoin, RLUSD. This single source validates every component of the statement.This official announcement is further corroborated by multiple high-authority news outlets, including Yahoo Finance, which reported the partnership and its purpose as a factual event. Another involved party, Gemini, confirms its support for the RLUSD stablecoin on the XRP Ledger, which is the specific asset and technology mentioned in the settlement test. Although this source does not mention Mastercard directly, it validates a critical piece of the initiative. The remaining sources, while having lower authority, are all consistent with this news, and no contradictory evidence was provided. The cumulative weight of a direct primary announcement supported by credible, independent reporting makes the statement highly likely to be true.
摘要

Mastercard与Gemini和Ripple合作,在XRP账本上试点信用卡交易的RLUSD稳定币结算。Gemini信用卡发行方WebBank扮演受监管银行角色,这标志着美国受监管银行首次在公共区块链上使用稳定币进行传统卡结算。该举措旨在将区块链效率与现有支付基础设施相结合,potentially提高交易速度、降低成本并增加透明度。

术语与概念
  • XRP账本(XRPL): 一个去中心化区块链平台,专为快速和低成本交易而设计,主要用于结算支付和交换数字资产。
  • 稳定币: 一种加密货币,通过与储备资产(如美元)挂钩来维持稳定价值。
  • 信用卡结算: 通过将资金从持卡人账户转移到商户账户来确认和完成卡交易的过程。