Ripple Chief Executive Brad Garlinghouse said at Consensus 2026 in Miami that he has never been an "XRP maxi," referring to an investor or advocate strongly committed to XRP above other digital assets. He added that tribalism, the tendency for crypto communities to become highly polarized around specific tokens or ecosystems, is bad for the industry. The comments point to a broader debate in digital assets over whether strong token loyalty helps adoption or instead deepens division across the market.