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US FHFA orders Fannie Mae, Freddie Mac to prepare crypto mortgage proposals

US FHFA orders Fannie Mae, Freddie Mac to prepare crypto mortgage proposals

The directive could reshape mortgage lending by integrating crypto assets, a move the source says may widen homeownership opportunities for digital-asset holders.

Fact Check
Multiple independent sources confirm the core claim. The Duane Morris fintech legal blog reports the specific instrument (Decision No. 2025-360, June 25, 2025) directing Fannie Mae and Freddie Mac to prepare proposals to consider cryptocurrency as a reserve asset in mortgage risk assessment. National Mortgage Professional independently confirms FHFA Director Pulte's order, sourced to his official X announcement. The Cryptobriefing lead provides matching detail. The claim accurately reflects the directive's substance and origin.
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