Stablecoin card spending set a July monthly high, though totals still vary by dataset: PaymentsScan put volume at a record $1.04 billion, surpassing June's previous peak, while figures cited by a16z crypto showed $759 million, about 2.5 times a year earlier. The a16z data also showed about 9 million purchases in July, up from about 5.2 million a year earlier, with an average ticket of around $86, while its token breakdown put USDC at 58% of volume and USDT at about 26% after euro-backed EURe fell to around 2% from about 88% in early 2024. PaymentsScan said the July total included spending through Visa and Mastercard programs issued by crypto platforms including Coinbase, Crypto.com and Binance, underscoring broader use of stablecoins for everyday payments as activity shifts from Gnosis toward Optimism, Solana and Base. The growth comes as Visa, Mastercard and several neobanks deepen crypto payment ties, but the market is still facing scrutiny over reserve transparency, anti-money laundering compliance and the European Union's MiCA regulation, which took effect in June.