Decta is using OpenPayd's infrastructure to convert its own funds into Circle's USDC for international operational settlements, adding a stablecoin rail to treasury workflows without bringing crypto into merchant or client payment flows. OpenPayd handles the fiat-to-USDC conversion through over-the-counter services inside its regulated infrastructure, and Decta says the setup is intended to improve liquidity management and simplify transfers between its international entities while keeping existing controls and regulatory requirements in place. Founded in London in 2015, Decta says it operates across 32 countries and serves hundreds of companies. The move comes after Decta previously explored issuing a euro-pegged stablecoin under MiCA with France-based Next Generation, and after OpenPayd received MiCA authorization in June 2026 to offer regulated crypto services across the European Economic Area. The arrangement also fits a broader pattern of businesses using stablecoins for treasury, cross-border settlement and liquidity management rather than launching consumer-facing payment products.