ForumPay said it has introduced a new payment flow that lets customers start purchases with any Visa, Mastercard or bank transfer in selected markets, with the funds automatically routed through its crypto payment infrastructure. The company said the setup allows merchants to add card and bank payment options across online, in-store and in-app channels without registering as card acceptance businesses, while avoiding chargeback liability and PCI-DSS (payment card data security standard) compliance costs. Payments are converted and settled according to each merchant’s existing account preferences, and ForumPay said merchants receive exactly the invoiced amount, such as $100 on a $100 bill. Additional card and bank transfer costs are passed to the payer, leaving merchants to pay only the usual crypto acceptance fees charged on the platform. ForumPay described the release as a step toward connecting traditional payment rails with crypto infrastructure while preserving the same operational footprint for businesses.