OP Mainnet’s monthly transactions have risen to three times early-2024 levels, with growth accelerating as lower fees, network upgrades and ether.fi’s migration boosted activity. Ether.fi moved its non-custodial crypto card product to OP Mainnet between February and April 2026, bringing about $220 million in total value locked, 300,000 new accounts, 70,000 issued Visa debit cards and roughly $2 million in daily payment volume; the network hit a record 3,823,880 daily transactions on February 5, 2026. Separately, EtherFi said it is deploying a dedicated Aave V4 instance on Optimism to support the EtherFi Cash card backend, saying its previous lending setup could no longer support growth; the product currently has $22 million in active loans, and EtherFi projects lending capacity could reach $500 million by 2027.