Binance has launched VIP Earn, a centralized yield hub that combines fixed-term and on-chain yield products for its higher-tier clients. Eligible users from VIP 1 through VIP 9 are enrolled automatically and can receive 10% to 20% higher APY than standard users across more than 20 digital assets, including Bitcoin, ETH, USDT and BNB, along with higher subscription caps that Binance had previously described as reaching up to 10 times standard limits. Binance said the covered tokens represent about 80% of total crypto market capitalization and that the product is meant to improve capital efficiency by letting clients manage assets and earn returns without moving funds across external providers or protocols. The exchange framed VIP Earn as part of its institutional strategy and broader multi-asset "financial super app" push, while keeping separate custody arrangements for institutions that need over-the-counter collateral management.