PagBank reported recurring net income of R$576 million in Q2 2026 and net revenue of R$3.4 billion, saying the performance showed resilience despite high interest rates and a difficult macroeconomic backdrop. The Brazilian digital bank's loan portfolio rose 31% from a year earlier to R$5.1 billion, while its broader credit portfolio exceeded R$52 billion, with working capital loans, credit cards and payroll lending driving growth. PagBank ended the quarter with 34.1 million customers, R$43 billion in deposits, R$97 billion in cash-in and transaction volume of R$133.4 billion, up 3% year on year and 4% from the previous quarter. The company said it invested R$1.1 billion in technology, product development and security in the first half and plans to expand its ecosystem with private pension, insurance and 100% IOF cashback on international card purchases while keeping payments, point-of-sale terminals and merchant services central to growth.