Crypto and stablecoin use in everyday euro zone commerce remains marginal, with a European Central Bank (euro zone central bank) survey of 8,205 companies showing that just 0.2% of respondents accept the assets for online payments and 1% accept them at physical points of sale. Traditional methods still dominate: among businesses with in-person sales locations, 92% take cash and 88% accept bank card payments. The findings, reported by Bitcoin.com News, suggest digital-asset payments have yet to gain meaningful traction with merchants even as mobile payment acceptance rose from 36% in 2024 to 68% in 2026.