ResearchAndMarkets.com said its report on health insurance expects the global market to rise from USD 1.98 trillion in 2025 to USD 2.14 trillion in 2026 and USD 3.11 trillion by 2031, implying a 7.76% compound annual growth rate from 2026 to 2031. The report says growth is being driven by employer-sponsored coverage, claims automation, regulatory expansion, rising chronic disease prevalence and increasing demand for individual and family policies, while premium affordability remains a key constraint. Group policies accounted for 62.9% of global premium volume in 2025, while individual and family policies are projected to grow fastest at a 9.1% CAGR through 2031. North America remained the largest regional market with a 54.4% share in 2025, and Asia-Pacific is expected to post the fastest growth at 11.4% through 2031.