Bank of Ningbo reported first-half 2026 operating revenue of 41.45 billion yuan, up 11.54% year on year, and net profit of 16.73 billion yuan, up 12.72%, maintaining double-digit growth in both measures. Net fee and commission income rose 53.90% to 4.32 billion yuan, driven mainly by wealth-management distribution and asset-management fees, while the bank's four core subsidiaries all recorded positive profit growth. Total assets reached 3.95 trillion yuan and total loans rose 12.50% to 1.95 trillion yuan. Corporate loans increased 19.32% to 1.28 trillion yuan, while the non-performing loan ratio remained at 0.76%, below 1% for the 19th consecutive year. The bank proposed a pre-tax cash dividend of 4 yuan per 10 shares, equivalent to a 15.95% payout ratio, up 2.54 percentage points from a year earlier.