NH NongHyup Bank will resume new originations of its variable-rate NH Mortgage Loan on August 20, after suspending applications in early June to manage its household loan cap. The move is the first easing step since South Korean financial authorities raised the financial sector's household loan growth target for the year from 1.5% to 3.0% on August 13, creating about 30 trillion won ($21.6 billion) in additional lending capacity across the sector. The Financial Supervisory Service is allocating institution-specific quotas based on first-half lending performance and compliance, with incentives for banks supporting mid-to-low credit borrowers and young adults. Group loans linked to housing supply will count toward the sector-wide target but are to be managed separately from originating banks' individual caps. KB Kookmin Bank and Woori Bank are reviewing potential easing around the end of August, while Hana Bank has not decided. Banks remain cautious about a sudden surge in demand and will await final quotas and further guidance.