Shinhan Bank is launching the Super SOL Mid-Rate Loan for customers in the bottom 50% of NICE or KCB external credit scores, offering up to ₩20 million, approximately $14,500, per borrower. The non-face-to-face loan has fixed annual rates of 5.5% to 6.9%, terms of up to 36 months and equal principal-and-interest repayments. Discounts of up to 0.9 percentage points are available for transaction activity such as salary transfers and Shinhan Card use, while loans taken out by December 31, 2026, qualify for an additional 0.5 percentage-point launch promotion. Shinhan Bank said its alternative credit-scoring model for low- and middle-income borrowers, introduced in March 2026, can help assess thin-file customers, including people who have difficulty proving income, new workers and homemakers. Applications, disbursements and refinancing can be completed through the Shinhan Super SOL app as the bank expands inclusive finance and seeks to reduce financially vulnerable borrowers' real financing costs.