Ripple CEO Brad Garlinghouse said Aug. 20 that cryptocurrency had moved beyond the fringes of American finance, citing a National Cryptocurrency Association estimate that 67 million Americans, or nearly one in four adults, own digital assets. The estimate was based on Harris Poll research involving 10,000 existing U.S. cryptocurrency holders and was not a representative survey of all adults. The report found that 63% of surveyed holders were more interested in using cryptocurrency in 2026 than in 2025, with uses including investing, payments, transfers, donations and business activity. Garlinghouse made the comments after a White House meeting with President Donald Trump, SEC (U.S. securities regulator) Chair Paul Atkins, CFTC (U.S. derivatives regulator) Chair Michael Selig and industry executives. The SEC separately proposed registration exemptions for certain cryptocurrency investment contract offerings, while Congress faces a Sept. 15 procedural test on the CLARITY Act, a proposed framework dividing crypto oversight between the SEC and CFTC. The survey offers evidence of broad participation among holders but does not establish universal acceptance, voting intentions or support among nonowners.