Evernorth plans to put its XRP holdings to work across the XRP Ledger ecosystem as validators review XLS-66, a proposal for native lending functionality. Chief Business Officer Sagar Shah said the XRP-focused digital asset treasury was designed to deploy its assets rather than simply hold them, and that the company is also preparing to go public. Shah said ledger-level lending could reduce risks associated with smart-contract applications on other networks. He also pointed to confidential transfers and smart escrows as potential drivers of real-world-asset activity, noting that about $30 billion in assets are currently tokenized while the market could eventually reach trillions. The proposal's review and voting process, previously discussed alongside XLS-65, remains a key step before activation, while Ripple has been described as supporting native lending as a potential XRP Ledger use case.