招商永隆银行 has begun a comprehensive review and optimization of mainland investors’ investment accounts in coordination with the Hong Kong Monetary Authority (HKMA), Hong Kong’s banking regulator, and the Securities and Futures Commission (SFC), Hong Kong’s securities regulator. Accounts with no asset balances as of May 22, 2026, and no investment transactions in the previous 12 months have been classified as zero-balance non-active investment accounts. Customers must submit a declaration confirming accurate personal information, lawful sources of funds and other compliance details. Failure to respond may lead to the suspension of new investment transactions and, from November 2026, possible account closures.