Morgan Stanley’s equity research team surveyed more than 500 North American summer interns, most of whom were 21 or younger, about habits, preferences and emerging technologies. More than a quarter said they had used prediction-market apps over the past year, with Kalshi and Polymarket the most common choices; 55% of users used multiple apps. The findings come as prediction markets face increased scrutiny and legal or regulatory action in several U.S. states. A separate national survey found that 21% of U.S. adults had used a prediction-market platform, rising to 37% among people ages 18 to 34. AI adoption also rose sharply, with 68% using AI tools daily, compared with 35% last year and 14% in 2024, while about 70% paid for AI subscriptions themselves, up from 52% the previous summer. At the same time, 61% worried AI could replace financial jobs and 74% feared job displacement in other industries. More than 60% were interested in using humanoid robots at home, including 10% who said they might become early adopters. The annual survey also tracks consumer preferences, including coffee, fitness and clothing choices, and has portrayed a cohort its authors called "more driven, ambitious, and engaged with the world than ever before," with On sneakers and burrito bowls among the profile’s associations.