Cumulative stablecoin loads on crypto cards reached $13.8 billion by August 2026, up about $10 billion from the previous 12 months, according to CryptoRank and the latest ChainCatcher report. The growth, driven mainly by USDC and USDT, signals a shift from trading balances toward everyday consumer payments. USDC currently leads tracked card spending through fintech integrations and payment infrastructure, while USDT is catching up through activity on exchanges, remittance channels and in emerging markets. Base handled about $1.2 billion in cumulative settlement volume, followed by Solana at $635 million, Polygon at $544 million and Optimism at $509 million. RedotPay forecasts annual stablecoin-funded card payments could reach about $50 billion by 2028, although some underlying data is self-reported. Competition is increasingly focused on custody, foreign-exchange costs, cashback and capital efficiency, while card programs remain dependent on traditional networks such as Visa and Mastercard. Circle has also renewed its USDC partnership with Coinbase under the existing terms, excluding a dividend arrangement.