THORChain has launched version 3.20, adding native swaps for Monero (XMR) and Zcash (ZEC) against assets including Bitcoin, Ethereum and stablecoins without wrapped tokens, centralized accounts or custodial intermediaries. The release also introduces an experimental Stable Reserve and operational controls for Protocol-Owned Liquidity, while renewing support for Solana, Base and BNB. It follows the May 15, 2026, multi-chain exploit that drained approximately $10.8 million from one Asgard vault and led THORChain to halt trading, signing and churning; protocol-owned liquidity absorbed the losses. The release supersedes the earlier description of Monero and Zcash as merely nearing activation, although related integration, security and operational work remains part of the upgrade.