Onafriq, Africa’s largest payments network, is integrating Circle’s USDC and Circle Mint across more than 40 markets, giving banks, fintechs, mobile money operators and other financial institutions an additional option for settling dollar-denominated cross-border transactions. USDC will operate alongside the company’s existing banking and fiat infrastructure rather than replace it. Onafriq connects roughly 1 billion mobile money wallets and 500 million bank accounts, while more than 80% of Africa’s cross-border transactions are routed through offshore correspondent banks, contributing to about $5 billion in annual transaction fees. Onafriq said Circle’s APIs and Mint infrastructure reduced its estimated implementation timeline from about six months to four to six weeks. The integration may also support treasury transfers and liquidity management, although practical adoption will depend on USDC liquidity, local-currency conversion, transaction costs, settlement times and regulatory requirements. The move follows Onafriq’s broader stablecoin infrastructure partnerships and comes as Circle expands USDC-related services, including through its New York trust charter and infrastructure collaborations with other blockchain networks.