ZeroHash, led by CEO Edward Woodford, has filed a second U.S. national trust bank charter application with the Office of the Comptroller of the Currency after the agency returned its original filing. The OCC recorded the revised application on Aug. 19 for a proposed Zerohash National Trust Bank based in Asheville, North Carolina, and opened public comments through Sept. 17 under control number 2026-Charter-347313. The first application was received March 2 and returned July 17; a return is not a merits denial, and the public record does not explain what prompted it. ZeroHash has said the earlier return occurred in coordination with the OCC and was not a substantive decision on the merits—a characterization the OCC has not publicly confirmed—and that the new bid seeks more focused national trust activities aligned with its rollout timeline. A national trust charter would place approved activities under direct OCC supervision for limited-purpose trust services such as custody, without full commercial banking powers. ZeroHash already operates a North Carolina nondepository trust company plus money-transmitter licenses and a New York BitLicense, and supplies crypto trading, custody and stablecoin infrastructure to partners including Morgan Stanley, BlackRock, Stripe, Franklin Templeton and Interactive Brokers. The OCC has conditionally approved similar charters for firms including Circle, Ripple, BitGo, Fidelity Digital Assets and Paxos. Separately, ZeroHash is defending an unresolved California lawsuit by former chief compliance officer Edgar Guerra.