Circle co-founder, chairman and CEO Jeremy Allaire said the company’s execution has accelerated since its IPO, with new products and capabilities reaching the market quickly. In an investor-facing Q2 2026 Earnings AMA on Aug. 19, 2026, lasting nearly 47 minutes and covering 11 questions, he identified cybersecurity risk and localized global operations as key areas for improvement. Allaire said stablecoins already have strong product-market fit in digital assets, digital-dollar savings in emerging markets, and cross-border settlement, while agentic payments and merchant payments remain major growth opportunities. He said more than 99% of agent payments on protocols such as x402 use USDC, and that more than 175 financial institutions have joined CPN, Circle’s onchain payment network. EURC circulation has exceeded 400 million euros, which Allaire clarified was not $400 million. He described reserve income as an important long-term economic engine while pointing to transaction fees, infrastructure services, CPN and Arc as additional revenue sources. Arc’s public mainnet is scheduled to launch on Sept. 16, with USDC used for network gas and fees. Allaire said USDC adoption should continue even if the CLARITY Act does not pass in September, citing the GENIUS Act, international regulatory progress and demand across 185 countries.