MG Community Credit Cooperatives is expected to resume mortgage loans and group loans as early as this week after South Korea’s Ministry of the Interior and Safety completes coordination on lending limits. The group-loan restart would cover interim payments, relocation expenses and final installment loans for new apartment purchases. The cooperative suspended group-loan origination on February 19 and halted mortgage lending for non-members in May, while also removing preferential mortgage rates for members and non-members. Most restrictions are expected to be lifted when lending resumes, although the ministry is calibrating interest rates and loan volumes to prevent excessive competition and a rapid deterioration in asset quality. The move follows the Financial Services Commission’s decision on the 13th to raise this year’s household-loan growth target from 1.5% to approximately 3% and manage group loans separately from the overall household-loan cap. NongHyup and the National Credit Union Federation of Korea have already resumed previously suspended group-loan operations. The restart could improve regional access to real-estate financing and support retail financial demand, but the initial supply is expected to remain limited while detailed controls are finalized.