Woori Bank’s 7% cap on eligible personal credit loan rates benefited 64,553 customers from January through the end of July, covering 705.4 billion won in loans and reducing interest costs by 2.41 billion won, an amount effectively borne by the bank. The measure lowered rates for borrowers facing higher benchmark and market rates, including a large-company employee whose rate fell from 11.50% to 7% and a borrower who lost a job and received a rate reduction on a Woori Sangsaeng All Care Loan (Saehuimang Holci II). Woori Bank plans to maintain the cap through the end of the year. It also supplied 421.8 billion won through microfinance products in the first half, launched the Woori WON Dream Living Expenses Loan, expanded alternative credit assessments and supported 5,987 customers with inclusive finance products including the Woori WON Dream Refinancing Loan.