The XRP Ledger has surpassed 5 billion lifetime transactions since launching in June 2012, with typical settlement times of 3–5 seconds and low fees. The milestone comes as XRPL expands across payments, tokenization, stablecoins, decentralized finance and AI-driven applications. Over a 90-day period excluding stablecoins, XRPL recorded roughly $1.9 billion in reported real-world-asset inflows, ahead of Ethereum at about $1.6 billion and Stellar at around $1.4 billion, according to data highlighted by market analyst Diana. The ledger has also settled more than 2.3 million agentic transactions, while its represented real-world-asset value has quadrupled since 2026 to $4.05 billion, according to rwa.xyz data. Gemini has opened direct XRP Ledger deposits and withdrawals in Singapore, and Mastercard has backed the upcoming XRP Ledger Hackathon, which will focus on use cases including AI-powered payments, stablecoins, lending and borrowing. The network has processed more than 8 million XRP accounts, burned about 14,376,417 XRP through transaction fees and attracted expanding institutional interest, including U.S. spot XRP ETFs holding $1.4 billion in XRP with cumulative net inflows of $1.62 billion. RWA rankings can vary by methodology, assets included and measurement period, but the transaction milestone and reported inflows underscore XRPL's growing role in blockchain-based financial infrastructure.