FIS Global and Intain Markets launched the Digital Liquidity Gateway on November 11, 2025, giving roughly 2,000 U.S. regional and community banks a blockchain-based marketplace to tokenize individual loans, verify them with artificial intelligence and sell them directly to institutional investors. Built on Intain’s Avalanche Layer-1 blockchain and supported by AvaCloud infrastructure, the platform initially targets commercial real estate and aviation finance, with project partners expecting transaction volumes to reach hundreds of millions of dollars by the end of 2025. Loans are minted as non-fungible tokens linked to their documentation, while on-chain records track provenance, payment history and collateral status. Programmatic settlement, including USDC payments, is designed to reduce the delays, counterparty risk and intermediary costs that have made securitization difficult for smaller loan pools. The gateway also integrates with FIS’s core banking systems; FIS supports more than 20,000 institutions globally and processes over $9 trillion in transactions annually.