Australia’s total credit outstanding grew 0.6% in July and 8.4% over the year, according to the Reserve Bank of Australia’s July 2026 Financial Aggregates release dated 31 August 2026. Housing credit rose 0.5% for the month and 7.4% year-ended, personal credit increased 0.3% and 4.7%, and business credit advanced 0.9% and 10.6%, respectively. Broad money grew 0.3% monthly and 7.7% annually. The RBA warned that publication of Financial Aggregates and some statistical tables may be delayed in coming months as financial institutions’ Direct to APRA (D2A) reporting system is decommissioned. Historical levels and growth rates were revised after data resubmissions, seasonal-factor re-estimation and the incorporation of securitisation data.