Russia expands long-term savings tax deduction to life insurance from September 1, 2026

Verifying
  • Russia added qualifying voluntary life insurance premiums to the long-term savings deduction.
  • 400,000 rubles is the standard annual tax base; parents may receive a 500,000-ruble cap.
  • Contracts signed from January 1, 2025, must provide at least 10 years before the first payout.
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