OpenPayd has completed the regulatory alignment needed to bring MSB USA and 43 state money transmitter licenses under its corporate umbrella, giving the London-based financial infrastructure provider a regulated route into much of the U.S. payments market. MSB USA remains a FinCEN-registered nonbank money services business founded by OpenPayd founder Dr. Ozan Ozerk and will continue operating under existing leadership during platform integration. It helps businesses move, receive and settle funds through regulated banking partners and networks including ACH, FedWire and SWIFT, and supports hosted USD accounts and stablecoin-enabled settlement. OpenPayd did not disclose the acquisition price, payment structure or expected integration cost. Its count of 43 licenses differs from a founder profile claiming 45 states, a gap that was not explained, and does not mean services are immediately available in every U.S. state or territory. The U.S. step follows MiCA authorization from the Malta Financial Services Authority and does not itself grant U.S. crypto-service permissions. As of July 31, 2026, OpenPayd reported annual recurring revenue above $96 million and annualized transaction volume exceeding $300 billion, saying it is profitable, has raised no outside capital and serves more than 1,200 clients including Kraken, eToro, OKX and B2C2. A definitive business combination with Titan Acquisition Corp., signed June 1, values OpenPayd at up to $1.145 billion on a pro forma basis, with an underlying share acquisition initially valued at about $800 million plus earnout value, a $130 million minimum proceeds condition and a targeted fourth-quarter 2026 Nasdaq listing under ticker OP subject to shareholder approval and other closing requirements.