ACA subsidies ignore $2 million portfolios, but 2026 income cliffs threaten credits
AI Summary- ACA marketplace subsidies use household income rather than portfolio assets.
- 400% FPL thresholds are $63,840, $86,560 and $132,000 for households of one, two and four.
- Enhanced credits expired for 2026, restoring the pre-2021 income-cap structure.