BNB Chain is exploring a model in which tokenized real-world assets generate yield while serving as collateral for borrowing. Commercial Lead Thomas Chen discussed the proposal at an event in Brooklyn, New York, arguing that asset tokens should produce returns rather than remain idle in smart contracts. BNB Chain currently has about $5.67 billion in tokenized real-world assets, including Circle’s USYC money-market fund token. Approximately $1.5 billion is locked in BNB Chain lending protocols, where the assets support borrowing activity and generate additional yield. The approach is intended to reduce capital inefficiency in decentralized finance by making collateral productive.