Crypto researcher SMQKE posted purported confidential Ripple slides on September 5, 2026, describing instant worker payouts as a design priority and naming Uber and Airbnb among platforms facing rising demand for low-value cross-border payments to overseas workers and suppliers. One slide, titled "One Interface for Payments Across Any Network," places Uber and Amazon ahead of Ripple’s unified stack, API, liquidity, messaging and settlement capabilities. Another says platforms such as Uber and Airbnb need more payments to individual suppliers and workers overseas and that Ripple is well suited to meet that demand. The documents do not establish a signed deal or prove that either company uses Ripple in production. The material is drawing attention as Uber CEO Dara Khosrowshahi has called Bitcoin a proven commodity and stablecoins (digital tokens designed to track a reference asset) promising for cross-border transfers. DoorDash’s stablecoin payout initiative through Stripe and Tempo is another competitor development. Ripple says its Ripple Payments payout rails cover more than 60 markets, offering fiat and stablecoin options, while RLUSD is gaining payments traction as a regulated dollar layer aimed at cross-border disbursements and the $685 billion remittance market. The documents frame gig-platform payouts as a Ripple design target developed before stablecoins became a boardroom priority.