Kapital, the Mexican fintech focused on AI-driven financial services for small and mid-sized businesses, has completed $125 million in equity and debt financing. Tru Arrow Partners and Fasanara Capital jointly led the round, with Cervin Ventures, Niya Partners and Overlook Capital participating. Kapital will use the funds to further develop its AI platform and data analytics suite and accelerate expansion in the United States and Europe, while continuing operations across Mexico, Colombia, Spain and other Latin American markets. The company helps individuals and businesses manage operations, credit and cash flow through artificial intelligence, and supports saving and investing through its brokerage and fund-management businesses. Kapital reported roughly $50 million in first-half 2026 net income, a loan portfolio above $1.7 billion, deposits exceeding $3.5 billion and more than 350,000 customers. Its non-performing loan ratio was 2.86% and its efficiency ratio was 34.9%.