Grab Holdings is in late-stage talks to acquire a majority stake in Singapore-based buy now, pay later (BNPL) platform Atome Financial at a valuation exceeding $2 billion, Bloomberg reported, citing anonymous sources. No final agreement has been reached, and the terms could still change or negotiations could collapse. The potential transaction would be Grab’s third major acquisition this year, following its $425 million purchase of U.S. fintech company Stash Financial and its $600 million acquisition of Foodpanda’s Taiwan operations from Delivery Hero. Atome’s parent, Advance Intelligence Group, is backed by investors including SoftBank Group’s Vision Fund 2 and Warburg Pincus. Atome’s revenue rose 80% last year to $470 million, and the company recorded its second consecutive year of pre-tax profitability. Integrating Atome into Grab Financial could combine customer bases, merchant networks and credit technology across ride-hailing, food delivery, e-wallets and consumer lending. Grab’s shares have fallen 39% year to date, cutting its market capitalization to $12.4 billion, although the company recently raised its full-year profit and revenue outlook as strong commuting demand offset higher fuel costs linked to tensions in the Middle East. Grab, Atome and SoftBank Group have not publicly commented. Analysts cited in the report say the deal could diversify Grab’s financial-services revenue and strengthen its regional super-app, but the outcome remains uncertain.