XRP could eventually surpass Bitcoin in market capitalization, according to David Schwartz, the longtime architect of the XRP Ledger and Ripple’s Chief Technology Officer emeritus. Speaking during a recent X Spaces discussion, Schwartz said such a flippening (one cryptocurrency overtaking another in market value) would result from XRP growing faster than Bitcoin, rather than Bitcoin shrinking. He linked the possibility to broader digital-asset market expansion and the XRP Ledger’s faster, more scalable payments design. Bitcoin traded near $77,165 on September 10 with a market cap of around $1.54 trillion, compared with XRP at about $1.35 and a market cap near $85 billion. Bitcoin was therefore roughly 18 times larger, and XRP would need to reach about $24.50 to match Bitcoin’s current valuation if Bitcoin’s market cap remains unchanged and XRP’s circulating supply stays at approximately 62.7 billion tokens. Schwartz presented the outcome as conditional rather than imminent, while noting that XRP previously became the second-largest cryptocurrency during the late-2017 and early-2018 bull run.