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VantageScore 4.0 may help some borrowers seek lower mortgage rates

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  • Borrowers can ask mortgage lenders to use VantageScore 4.0 for credit evaluation.
  • VantageScore 4.0 is an alternative scoring model that can improve some borrowers’ credit profiles.
  • Borrowers can find a lender willing to use the model if their current lender has not.
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