Gate’s August 2026 transparency report said GUSD funds reached $257 million on Aug. 15, the highest level since the product launched. GUSD is an interest-bearing account product that supports daily payouts and flexible subscriptions and redemptions, while also allowing funds to be used for trading and borrowing collateral. During August, Gate launched Xianqianbao, an idle-funds yield product for stablecoins. After users activate it manually, eligible USDT, USDC and other stablecoins in spot and futures accounts automatically earn interest at an annualized rate of up to 3%. The product does not require subscription or lockups, and funds remain in the account without conversion into other assets. Users can continue trading with the funds, while earned interest is credited without manual collection.