Clearpool has proposed expanding its institutional credit business to the XRP Ledger (XRPL), building native lending products while replacing CPOOL with a new CLEAR token through a 1:1 holder migration. The proposal includes a treasury recapitalisation after Clearpool said 99% of CPOOL supply had vested and growth reserves were exhausted. Existing holders would receive 70% of the new supply, initially set at 1.125 billion CLEAR, while half of protocol fees would be used for open-market buybacks and token burns. The proposed XRPL offering would use the network's XLS-65 Single Asset Vault and XLS-66 Lending Protocol standards for fixed-term, underwritten institutional loans denominated in RLUSD. Those standards require validator approval before deployment on XRPL mainnet. Clearpool is testing the integration on Devnet and says its platforms have facilitated more than $965 million in institutional loans since 2021. The expansion follows an institutional credit initiative involving Ripple, Cicada Partners and Clearpool, with Ripple providing investment capital and Cicada handling loan origination and credit management. The migration, token allocations and treasury changes remain subject to a 14-day community discussion and a Snapshot tokenholder vote.