Ripple has expanded GSmart, its treasury-native artificial intelligence system, across forecasting, liquidity, risk, reconciliation and reporting within Ripple Treasury. The platform already lets enterprises manage traditional cash alongside XRP and RLUSD, and the AI tools are operating across Ripple Treasury’s enterprise customer base. GSmart interprets policies, identifies anomalies and explains recommendations, while deterministic systems perform underlying calculations and human treasury teams retain final approval. Ripple says 60% of eligible customers use Risk Insights and 44% use Forecast Insights. The platform grew from Ripple’s $1 billion acquisition of GTreasury and connects to roughly 13,000 banks, handling about $12.5 trillion in payments volume. The expansion does not itself disclose new XRP demand or a purchasing mechanism, but broadens the enterprise treasury environment in which Ripple is positioning XRP and RLUSD alongside conventional cash and liquidity tools.