Clearpool, an institutional lending protocol that has originated more than $965 million in loans since 2021, has opened a community discussion on a proposal to move its entire credit infrastructure to the XRP Ledger. The plan would replace CPOOL with CLEAR at a 1:1 ratio, establish an initial CLEAR supply of 1.125 billion tokens and a long-term target of 1.428 billion after scheduled unlocks, and direct 50% of protocol fees to open-market buybacks and permanent burns. Ripple would participate as a limited partner in a new credit fund focused on RLUSD-denominated institutional loans for fintech borrowers, while Cicada Partners would assess credit risk and source borrowers. The migration depends on validator approval of XLS-65 and XLS-66, two proposed XRPL standards requiring 80% support before mainnet activation; that threshold has not yet been reached.