President Donald Trump said every U.S. adult would receive a $5,000 "Trump dividend" if Republicans retain control of both chambers of Congress in the Nov. 3 midterm elections, but the proposal has no congressional authorization or established funding source. Trump said the payment could be used only in the United States and the White House linked it to private investment and lower government waste. Experts have estimated the plan would cost roughly $1.2 trillion to $1.3 trillion, while lawmakers in both parties have questioned its cost, legality, eligibility and possible inflationary effects. Separately, the administration said it will send $500 Affordable Care Act refunds in October to about 1 million qualifying Healthcare.gov enrollees in 30 states who did not receive premium assistance. The announcement follows earlier proposed tariff and Department of Government Efficiency dividends that did not materialize, although military personnel received $1,776 bonuses in December 2025 and Trump Accounts have deposited $1,000 for eligible children.